Loans, unlike grants or work-study, are money that must be repaid, with interest.  To apply for a loan, a separate Federal Direct Loan Request Form must be completed and submitted to the Financial Aid Office.  You must also have a completed FAFSA in addition to the loan worksheet.

Steps to Apply for Student Loans

  1. Complete your FAFSA.
  2. Check your ctcLink Portal and turn in any required forms to the Financial Aid Office.
  3. Submit a complete Federal Direct Loan Request form after you have been awarded. 
  4. Complete your loan entrance counseling and master promissory note if you are a first-time loan borrower.  Note that first time borrowers will have a 30-day delay from the first day of the quarter until their loan funds are disbursed.

**WAFSA eligible students are not eligible for Federal Direct Loans

National Student Loan Data System (NSLDS) - Student Access

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. It receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other U.S. Department of Education programs. NSLDS provides a centralized, integrated view of Title IV loans and Pell grants that are tracked through their entire cycle; from aid approval through closure. 

Grays Harbor College submits all loan information to NSLDS.  This information will be accessible to guaranty agencies, lenders, and institutions determined to be authorized users of the data system.

Access the National Student Loan Data System

Exit Counseling

If you drop below 6 credits, Graduate or Leave School, you are required to complete an Exit Counseling session.

PLUS Loans

PLUS loans are available for parents to take out for their student. For more information please contact the Financial Aid Office.

Private Loans

Students may apply for a private loan through a financial institution of their choice. GHC does not endorse or provide recommendations for private loan funding sources.